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MainStream Banking ACH Origination
Time Deposit Rates

 

                                                                                                                  Effective: 12/03/18

Account Product Name Minimum Opening
Deposit
Interest Rate Annual Percentage
Yield (APY)
6 Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000   1.91% 1.92%
12 Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000   2.18% 2.20%
18 Month Certificate of Deposit1,2 $1,000    
 Balances Over $1,000   2.25%

2.27%

24 Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   2.28% 2.30%
36 Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   2.23% 2.25%
48 Month Certificate of Deposit1,2 $1,000    
    Balances Over $1,000   2.23% 2.25%
60 Month Certificate of Deposit1,2  $1,000    
    Balances Over $1,000   2.23% 2.25%
12 Month IRA Certificate of Deposit1,2 $500    
   Balances Over $500   2.18% 2.20%
24 Month IRA Certificate of Deposit1,2 $500    
  Balances Over $500   2.28% 2.30%
The minimum daily balances required to obtain the IRA CD APY is $500.
1 A penalty may be imposed for early withdrawal.
2 The minimum daily balance required to obtain the APY is $1000.  $500 for IRA Accounts

Fees could reduce the earnings on all Accounts. We reserve the right to at any time require not less than 7 days' notice in writing before any withdrawals from an interest bearing account.

 

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Main Bank • 7300 Menaul Blvd. NE • Albuquerque, NM 87110
Phone: (505) 880-1700 • Fax: (505) 880-1777 • Email: Map