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HSA funds may be used to pay for qualified medical expenses at any time without federal tax liability or penalty.

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Health savings account

A Health Savings Account (HSA) is a type of savings account that allows you to set aside pre-tax money to pay for qualified medical expenses, including doctor visits, prescription drugs, deductibles, copayments, coinsurance and others. You may contribute to an HSA only if you have a High Deductible Health Plan (HDHP), which covers preventive services before the deductible.

HSAs offer the following benefits:

Tax Savings Tax deductions when you contribute to your account. (1)
Tax-free earnings. (1)
Tax-free withdrawals for qualified medical expenses. (1)
Savings You can grow your balance with earnings.
Flexibility You can use the money in your HSA account to pay for current medical expenses or save it for future medical expenses.
For more information about opening an HSA at Main Bank, give us a call at (505) 880-1700 or contact us at .

(1) All tax references are at the Federal Level. State taxes vary. Please consult with your tax advisor.

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