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% Rates are effective as of   05/22/2023

Time Deposits

5Account Product Name Minimum Opening Deposit Interest Rate Annual PercentageYield (APY)
3-Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000
2.97% 3.00%
6-Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000 $1,000 4.38% 4.45%
12-Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000$1,000 4.43% 4.50%
18-Month Certificate of Deposit1,2 $1,000    
 Balances Over $1,000   4.28%     4.35%
24-Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   3.21% 3.25%
30-Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000
3.21% 3.25%
36-Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   2.97% 3.00%
48-Month Certificate of Deposit1,2 $1,000    
    Balances Over $1,000   2.97% 3.00%
60-Month Certificate of Deposit1,2  $1,000    
    Balances Over $1,000   2.87% 2.90%
12-Month IRA Certificate of Deposit1,2 $1,000    
   Balances Over $1,000    4.43% 4.50%    
24-Month IRA Certificate of Deposit1,2 $1,000    
  Balances Over 1,000   3.21%  3.25% 
The minimum daily balances required to obtain the IRA CD APY is $1,000.00.

1. A penalty may be imposed for early withdrawal.

2. The minimum daily balance required to obtain the APY is $1,000.00.  $1,000.00 for IRA Accounts. Fees could reduce the earnings on all accounts. We reserve the right at any time to require not less than 7 days' notice in writing before any withdrawals from an interest-bearing account.


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