% Rates are effective as of 05/22/2023
Time Deposits
| 5Account Product Name
|
Minimum Opening Deposit
|
Interest Rate
|
Annual PercentageYield (APY)
|
| 3-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
2.97%
|
3.00%
|
| 6-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
$1,000
|
4.38%
|
4.45%
|
| 12-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000$1,000
|
|
4.43%
|
4.50%
|
| 18-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
4.28%
|
4.35%
|
| 24-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
3.21%
|
3.25%
|
| 30-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
3.21%
|
3.25%
|
| 36-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
2.97%
|
3.00%
|
| 48-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
2.97%
|
3.00%
|
| 60-Month Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
2.87%
|
2.90%
|
| 12-Month IRA Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over $1,000
|
|
4.43%
|
4.50%
|
| 24-Month IRA Certificate of Deposit1,2
|
$1,000
|
|
|
| Balances Over 1,000
|
|
3.21%
|
3.25%
|
| The minimum daily balances required to obtain the IRA CD APY is $1,000.00.
|
1. A penalty may be imposed for early withdrawal.
2. The minimum daily balance required to obtain the APY is $1,000.00. $1,000.00 for IRA Accounts. Fees could reduce the earnings on all accounts. We reserve the right at any time to require not less than 7 days' notice in writing before any withdrawals from an interest-bearing account.